Frequently asked questions

How much life insurance do I need?

The amount of life insurance coverage you need will vary based on your unique situation. Your policy benefits could help your beneficiaries pay for funeral costs, your outstanding cosigned debts and any other immediate financial needs they may have. A licensed insurance agent can help you find the right policy for your family’s needs.

What is whole life insurance?

Whole life insurance helps cover you for the rest of your life. The premiums you pay help cover the costs of insuring you and can also accrue additional cash value that you can use for loans and to provide additional tax-deferred financial benefits to your loved ones when you pass away. Whole life insurance benefits can help pay for your funeral and burial costs and allow you to leave a long term financial legacy for your loved ones.

Is a medical exam required?

You do not need a medical exam to qualify for a United of Omaha Life Insurance Company Guaranteed Whole Life Insurance policy.

How do I get started finding the right policy for me?

You can complete the online form for a free life insurance quote, or you can call one of our licensed life insurance agents directly at 1-800-995-6236. We can help you compare your life insurance options to find a policy that fits your needs and helps give you peace of mind.

  • A+
    A.M. Best Company, Inc.
  • A1
    Moody’s Investors Service
  • A+
    Standard & Poor’s

Independent Agency Rating(s) as of October 2023.

Ratings only refers to the overall financial status of the company and is not a recommendation of the specific policy provisions, rates or practices of the insurance company.